INVESTigate - Financial Wellness

by Mr Kelvin Ng

Big Idea:
God wants us to handle our finances to reflect His generosity

Believers need to have a biblical understanding of money so we can get a spiritual compass. If not careful, we'll be channel into the trap of chasing more and more.

1st biblical foundations of Financial Wellness: God owns Everything.

Psalms 24:1
The earth is the Lord’s, and everything in it, the world, and all who live in it;


Jeremiah 10:23
Lord, I know that people’s lives are not their own; it is not for them to direct their steps.


Consider the things we own.
Consider the things we think we own.

Deuteronomy 8:17-18
You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” 18 But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.


May you find freedom as you embrace the God who own you.


2nd biblical foundations of Financial Wellness: God determines our Portion.

God decides how much to give to each of us.

Why is our portion different from others?

Matthew 25:14-15
“Again, it will be like a man going on a journey, who called his servants and entrusted his wealth to them. 15 To one he gave five bags of gold, to another two bags, and to another one bag,[a] each according to his ability. Then he went on his journey.


The master alone knew each servant how much they can handle


Jeremiah 17:9
The heart is deceitful above all things and beyond cure. Who can understand it?


God doesn't want us to compare as it will either make us feel good or bad, vulnerable to envy, pride, jealousy and all these drives us away from God. God is my paymaster, not my boss or job.


3rd biblical foundations of Financial Wellness: We are to account to God for our portion.

Luke 12:48
But the one who does not know and does things deserving punishment will be beaten with few blows. From everyone who has been given much, much will be demanded; and from the one who has been entrusted with much, much more will be asked.


Luke 12:15
Then he said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”


It's about how we steward what we have over God's resources for His Glory.


1st way we can steward God's resources : Spend less than what we earn

Proverbs 13:11
Dishonest money dwindles away, but whoever gathers money little by little makes it grow.


Ultimately it is a choice to live within our means or below our means.


2nd way we can steward God's resources : Be wise with debts

Proverbs 22:7
The rich rule over the poor, and the borrower is slave to the lender.


Debts always mortgages the future.


3rd way we can steward God's resources : Plan for financial margin

Proverbs 6:8
yet it stores its provisions in summer and gathers its food at harvest.


4th way we can steward God's resources : Set long term goals

Philippians 3:14
I press on toward the goal to win the prize for which God has called me heavenward in Christ Jesus.


5th way we can steward God's resources : Give generously

2 Corinthians 9:7-8
Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. 8 And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.


Although rich, we can be incomplete.